Abdi, Radwan Mohamed, Ibiwani Alisa Hussain, Wong Huey Wern, Syazwani Yahaya, and Raja Nazim Abdullah. “The Adoption of the Grab Pay Mobile Payment System by Foreign Students in Kuala Lumpur, Malaysia: Application of UTAUT Model”. Electronic Journal of Business and Management 8, no. 1 (March 1, 2023). Accessed March 10, 2026. https://ejbm.apu.edu.my/index.php/EJBM/article/view/84.