The Influence of Own Capital, Loan Capital, and Length of Business on the income of MSMEs in Central Java

This study aims to analyze the effect of own capital, loan capital, and length of business on the income of Central Java MSMEs (Micro, Small and Medium Enterprises) both simultaneously and partially. Data was collected through a questionnaire method on 100 respondents of Central Java MSMEs. The data analysis model uses Multiple Linear Analysis. While the data analysis technique uses the t statistical test, the F test, and the coefficient of determination (R2) test. The results of this study indicate that the variables own capital, loan capital, and length of business simultaneously have a positive and significant effect on the income of Central Java MSMEs. The results of research partially show that the variables of own capital, loan capital, and length of business have a positive and significant effect on income of Central Java MSMEs.